Insurance & Financing • Farmington, UT

Dental Insurance & Financing Options in Farmington, UT

Cost shouldn't stand between you and a healthy smile — most patients can use the coverage they already have.

Oakridge Dental • Farmington, UT

A Path to Care for Nearly Every Budget

Worrying about the cost of dental care shouldn't stand between you and a healthy smile. At Oakridge Dental, we accept a wide range of major dental insurance plans, so most patients in Farmington, UT can use the coverage they already have. For patients without insurance, we offer flexible financing and our in-house Family Dental Health Program, so there's a path to care for nearly every budget. New patients are always welcome here, and we offer extended evening hours on Monday and Wednesday to make appointments easier to fit into a busy week. Want to learn more about what to expect before your first visit? Check out our Patient Information page.

Call Us at 385-600-6715

to ask about your dental insurance in Farmington, UT or to schedule a visit.

Warm welcome at the Oakridge Dental front desk

Most major plans accepted

Evening hours Monday & Wednesday

New patients welcome

Dental Insurance

Dental Insurance Plans We Accept in Farmington, UT

Our dentist and team are happy to work with most major insurance providers, including:

  • Aetna
  • Regence Blue Cross Blue Shield
  • Cigna PPO
  • Delta Dental Premiere & Enhanced
  • Dental Select Gold & Platinum
  • Dentist Direct
  • DMBA
  • EMI Health Advantage
  • GEHA
  • Guardian
  • MetLife
  • PEHP
  • Principal
  • Select Health
  • United Concordia Tricare/Active Duty
  • United Healthcare

If your insurance isn't listed here, please don't hesitate to give us a call at 385-600-6715. We do accept all payment types for out-of-pocket costs, and we also work with Cherry financing to help make treatment more affordable. New patients can save time by filling out paperwork ahead of their visit on our Patient Forms page.

Financing

Financing Options for Every Budget

Insurance isn't the only way to make dental care affordable. We offer a couple of straightforward options designed to fit different needs.

In-House Financing & Cherry

For patients who want to spread out the cost of treatment, we offer in-house financing directly through our office, as well as financing through Cherry. We'll walk you through the details so you know exactly what to expect before treatment begins.

Our Family Dental Health Program

At Oakridge Dental, we proudly offer the Family Dental Health Program, an affordable in-house membership designed to provide preventive care and valuable discounts for individuals and families who don't carry traditional insurance. With a simple annual fee, members gain access to comprehensive preventive care, including cleanings and exams, fluoride treatments, and full sets of cavity-detecting X-rays, plus exclusive discounts on additional procedures. Program tiers are available for adults, children, and patients with periodontal needs, so every smile gets the care it deserves.

What's included:

  • Two professional cleanings per year
  • Two dental exams
  • Fluoride treatments
  • Full sets of cavity-detecting X-rays
  • Exclusive discounts on additional procedures

Program benefits:

  • 20% off additional dental treatments when paid in full at the time of service
  • No annual deductibles or maximum limits
  • Immediate enrollment with no waiting period
  • No pre-authorizations needed
  • Transparent, value-driven pricing

The program is non-transferable and available exclusively at Oakridge Dental. Annual fees are required upfront and must be renewed on your program anniversary date to maintain benefits.

Annual Membership Rates:

Adults (14+)

$420

Adults (14+): $420 — includes $688 value in services

Children (1–13)

$310

Children (1–13): $310 — includes $593 value in services

Periodontal (2x/year)

$620

Periodontal (2x/year): $620 — designed for ongoing gum care

Periodontal (4x/year)

$820

Periodontal (4x/year): $820 — ideal for advanced periodontal maintenance

Dentist talking through treatment options with a patient

Small issues rarely stay small

Early care is easier care

Don't Wait

What Happens If You Delay Care Over Cost Concerns

It's understandable to put off a dental visit when you're worried about the bill. But small issues rarely stay small. A cavity that could have been treated with a simple filling today may need a crown or root canal in a year. Gum disease caught early is much easier to manage than gum disease that has been left untreated for months. Many of our patients tell us they wish they hadn't waited so long to come in, you can read some of their stories on our Patient Testimonials page. Whatever is holding you back, whether it's insurance questions or concerns about paying out of pocket, we'd rather talk it through with you than have you delay care.

FAQ

Frequently Asked Questions

Do you accept my insurance plan?

We work with most major dental insurance providers, including Aetna, Regence BCBS, Cigna PPO, Delta Dental Premiere & Enhanced, Dental Select Gold & Platinum, Dentist Direct, DMBA, EMI Health Advantage, GEHA, Guardian, MetLife, PEHP, Principal, Select Health, United Concordia Tricare/Active Duty, and United Healthcare. If you're not sure whether your specific plan is included, call our office and our team will check your benefits before your visit.

What if I don't have dental insurance?

You still have options. We accept all payment types for out-of-pocket costs, offer in-house financing and Cherry financing to help spread out treatment costs over time, and offer our Family Dental Health Program, an in-house membership built for uninsured patients who want an affordable, predictable way to stay on top of preventive care.

How does the Family Dental Health Program work?

With a simple annual fee, members get two cleanings, two exams, fluoride treatments, and full cavity-detecting X-rays each year, plus 20% off additional treatments paid in full at the time of service. There are no annual deductibles or maximums, no waiting period, and no pre-authorizations needed. Annual rates are $420 for adults (14+), $310 for children (1–13), $620 for periodontal care twice a year, and $820 for periodontal care four times a year. The program is non-transferable and renews annually on your enrollment anniversary.

Saving the World One Smile at a Time!

Have Questions About Your Coverage? Let's Talk Through It Together

Every patient's situation is a little different, and we'd rather have a real conversation about your coverage than leave you guessing. Whether you have insurance questions, want to know more about financing, or are curious about our Family Dental Health Program, our team is ready to help. For any other questions about budgeting for your dental care in Farmington, Utah, don't hesitate to contact us to schedule a consultation with Dr. Brian Call.

to talk through your coverage and financing options.